The Startling Truth About Credit Card Debt And The Companies That Conspire To Keep You In Debt From Cradle To Grave
Don’t call ANYONE about your credit card debt problem until you have read this website!
If you have over $10,000 in credit card debt, I can picture you now. You are probably worrying about it, wondering how you can pay these monthly credit card bills and make your money stretch to pay the rent, groceries, utilities, and all your other monthly obligations. You are probably up half the night thinking about it. I’ll bet your relationship with your spouse is suffering too; all you ever seem to talk about is how you got in this mess.
Life just isn’t as enjoyable as it once was.
We here at National Debt Assistance know what it’s like. For years we have helped people get out of credit card debt, and stay out. Before we tell you how we do that, you need to know some things about credit card debt….and the companies behind it and some of their practices that are designed…..yes, designed, to keep you in debt from now until you die. Learn how they don’t play fair and some other of their deceptive practices. Learn also how most credit counseling services; the ones that claim they are ‘not for profit’ are pulling the wool over your eyes.
Wait Until You Hear About The Conflict Of Interest
The companies that advertise themselves as ‘credit counselors’ really work for the credit card companies! What they do is get the credit card companies who own your debt to agree to give you a break on the interest they are charging you, but they do nothing, I repeat NOTHING, about reducing your balance. You pay one bill per month, which will be a bit smaller than what you are paying now, BUT THE PLAN TYPICALLY LASTS 5 - 7 YEARS!
They claim they are ‘not for profit’, but let me ask you this: Do you think that they work for free? Does anybody?
The ‘counselors’ at these companies are paid handsomely to sell you into their service. It’s good for them, and GREAT for the credit card companies. The conflict of interest is just unbelievable! You call them for credit card debt relief, when all the time they are not working for what’s best for you, they are working for the credit card companies!
These credit card issuing banks want you in debt for your entire life. They may ‘tease’ you with a low interest rate, but then after the introductory period, they raise your rates sky high. And if you are ever late with a payment, or get near your maximum balance that they have set…..they can raise your rates again! They can raise them to the maximum allowed by law, often over 30%! That used to be called ‘loan sharking’, and was against the law! The banks look for any reason they want to raise your rates, and can do it. Often they ‘tell’ you about this in the tiny, unreadable terms and conditions papers you receive when they send you a card.
The Amazing Truth About “Debt Consolidators”
If you have a lot of credit card debt, no doubt you have been looking for a solution, and we think that this is GREAT. But be wary of ‘debt consolidators’! What they want you to do is to trade your unsecured debt for secured debt by refinancing your home to get the money to pay off your credit cards.
When you have unsecured debt, like credit card debt, and can’t make the payments or something happens and you lose your job, you could declare bankruptcy, and all that debt could be wiped away.
If you ‘consolidate’ your loan by taking a loan secured by your house and have to declare bankruptcy…..you may lose your house!
Listen, we are not advising you to declare bankruptcy. It may wipe out all your unsecured debt, but it is one of the worst things you can do to your credit rating. For the next 8 years, it may be nearly impossible to obtain credit of any kind.
When you apply for a job, insurance, or anytime you apply for new credit, if asked you will ALWAYS have to disclose that you filed bankruptcy on the application.
The Real Solution
At National Debt Assistance, we work for you only; we don’t get one red cent from the credit card companies or banks. And we don’t settle for an interest rate deduction... our experienced debt negotiators take on the credit card companies and negotiate huge reductions in the principal and interest. We often can negotiate your debt to 50% of the original balance! We know how to deal with the credit card companies; in fact, some of our senior management are former managers at credit card companies! They know who to talk to and what to say to get them to negotiate the amount you owe right from the get-go.
Our negotiators work for you only! We will put you on a monthly payment plan that is often hundreds less than those ‘credit counselors’ and any fees we charge you are part of your monthly payment.
Best of all, in most cases, within 3 years you are completely out of credit card debt! It would take you 15 years or more to pay it off if you just keep on doing what you are doing.
So please, before you do something that could be a huge mistake and cost you thousands of dollars, fill out the form below and see if we can help you. Before you sign your name on any dotted line, compare our service. See if we don’t save you thousands and get you out of debt years sooner!
Fill out all the information on the form and hit submit. One of our credit card debt negotiators will get back to you within 24 hours with information... never heavy sales pressure like you may experience elsewhere. You owe it to yourself and your family to see this is your best option. The relief you will feel will be unbelievable! |
